The Ibach Team Financial Planners
The Ibach Team, Globus Agency, VA
an Office of MetLife

James S. Ibach
Financial Planner
Financial Services Representative

Maryanne T. Ibach
Financial Services Representative
Financial Planner

James R. Ibach
Financial Services Representative
CA Insurance Lic# 0E16694


Welcome!

What, exactly, is “financial planning?” There is no right or wrong answer. Each person has his or her own definition. But, we can tell you that we consider “financial planning” to be more than spreadsheets and time tables.

As financial planners, our goal is to help you make informed decisions about issues that affect your financial well-being so you can achieve financial freedom.

We will work with you to help you determine what’s important to you in your life. Together, we’ll create a road map to take you where you want to be. You can count on us to be your guide and most trusted advisors.

 

 

 

 

*Not all representatives are licensed to offer financial planning services. Please contact the agency for more information.

I am licensed and registered to offer products and services in [DC, VA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

L0811202150[exp1212][All States][DC]
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Disability Income Insurance

How much Disability Income Insurance do you need?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Newsletters

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

More Newsletters →